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She lives in an area of high social violence and hopes to change this reality for her family in the near future so that they do not suffer the influence of crime, and this is why she gets up each day to give them her best. She is very well known in the neighborhood for her humility and dedication to work, never being overcome and she has always gotten through her difficulties as she is a woman totally committed to her goals.

With spirit and dedication she has a store where she sells staples, basic grains, sugar, soap, and other items. She is hardworking and very friendly when selling and this is why she has more customers every day as they prefer her for the quality and good prices and above all for her good service.

She has seen the necessity of a few more supplies for the store and she does not have the capital to do it and this is why she came to ask for a loan to permit her to buy more products such as basic grains, eggs, beverages, sweets, soap, etc. She has confidence in God that soon help will be provided and will not have to worry so much about meeting the household needs.
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Vive en una localidad con alta violencia social y espera cambiar esta realidad para su familia en un futuro cercano para que así ellos no sufran la influencia de la delincuencia, por ello se levanta cada día para brindarles lo mejor de ella, es muy conocida en la zona de residencia, por su humildad y su entrega al trabajo, nunca se ha dejado vencer y siempre ha salido adelante con sus dificultades pues es una mujer totalmente comprometida a sus metas. Con esfuerzo y dedicación posee una tienda en la que vende productos de primera necesidad, granos básicos, azúcar, jabones entre otros, es muy trabajadora y muy amable a la hora de vender es por eso que asegura que cada dia tendrá mas clientes que la prefieran por la calidad los buenos precios y sobre todo por el buen servicio. Se ha visto en la necesidad de surtir un poco mas la tienda y no tiene el capital para realizarlo, es por eso que se acercó a solicitar un crédito que le permita comprar más productos como granos básicos, huevos, bebidas, golosinas, jabones, etc. Confía en Dios de que pronto la ayuda solicitada será brindada y no tendrá más preocupación que llevar el sustento diario a su hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 785
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy basic grains, eggs, beverages, sweets and soaps.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 13, 2013
Currency Exchange Loss:
Nov 17, 2013