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Luzmindais 63 years old and lives in Villaflor, Oroquieta City, Misamis Occidental, Philippines. She is married with 2 children. Luzminda has a general store business and earns approximately PHP 1,000 each month doing this type of work. She has a requested a loan to purchase fertilizer. She has been a member of PMPC for 1 year. In the future, she hopes to have more savings.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1641
    View loans »
    Philippines Loans Fundraising
  • $59,060,350
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Luzminda to purchase fertilizer for her to grow crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 10, 2013
Currency Exchange Loss:
Oct 17, 2013