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He is an enterprising man whose major desire is to give his family a better future wanting them to have new horizons and to forget about the crime. He has a family unit for which struggles day by day.

He is hardworking, dedicated to growing corn. He has been doing this work for a short time and is proud that he has managed to get good results. He has many customers and the land is picked out to give good results and it is sufficiently fertile to do his work. He is able to provide for his family and they never lack food.

His desire is to have better earnings so that tomorrow he takes home what is necessary. He is very committed to his objectives and he is convinced that if he plants more he will also sell more and this is why he asked for a loan to permit him to buy corn seed, manure, fertilizer, etc.

He is thankful for the assistance that he receives and trusts in God to never abandon him, and to never be influenced by bad company and to always be busy with good work such as these and thus watch over his family and to be a good example for them.
View original language description ↓
Es un hombre muy emprendedor que su mayor deseo es entregarle un mejor futuro a su familia queriendo tener nuevos horizontes y olvidarse de la delincuencia. Tiene un grupo familiar por el cual se esmera día a día, es muy trabajador, el se dedica al cultivo de maiz, tiene poco tiempo de en este trabajo y se siente orgulloso porque ha logrado que le dé buenos resultados, tiene mucha clientela y el terreno que identifico como muy bueno para desarrollar sus actividades es bastante fértil; con éstos ingresos el brinda y nunca falta el pan de cada día a su familia. Su deseo es tener mejores beneficios para que el día de mañana lleve a su hogar lo que se necesita. El esta muy comprometido con sus objetivos y tiene la convicción de que si aumenta la siembra así aumentarán las ventas, es por eso que se acercó a solicitar un crédito que le permita comprar semilla de maiz, abono, fertilizante etc. Agradece la colaboración que recibirá y confía en Dios que nunca lo abandonará, para ya no verse influenciado por malas compañías y estar siempre ocupado en obras buenas como éstas y así velar de la mejor manera por su familia y ser ejemplo correcto para ellos.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 745
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy corn seed, manure and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 10, 2013
Feb 13, 2013
Currency Exchange Loss:
Feb 21, 2014