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Ana Maria
Ana is 58 years old and lives in Guayaquil. She opened this store because she wanted to spend more time at home with her children. Ana wanted to earn more income and gradually increased her business until she was able to acquire her own store.

She and her husband work from 6:00 A.M. to 9:00 P.M. Her main concern throughout her entire life is dealing with her own illnesses and those of her children. Ana is married and her husband is a chauffeur. They have two grown children who are the reason behind her efforts to move forward.

With this loan, Ana will buy sodas, food products, and snacks for her store. Her dream is to use this loan to increase her business even more so that she will have more income.

View original language description ↓
Ana vive en Guayaquil, tiene 58 años de edad. Ella empezó su tienda porque pasaba mayor tiempo en su casa y queria pasar mas tiempo con sus hijos. Debido a que quería mayores ingresos fue incrementando su negocio poco a poco hasta adquirir ponerse una tienda.

El trabajo lo realiza con su esposo de 6:00 de la mañana hasta 21:00 de la noche, lo que le preocupa en toda su vida son las enfermedades tanto de ella como la de sus hijos.

Está casada, su esposo es chofer, y tiene dos hijos que ya son mayores de edad quienes son el esfuerzo de la clienta para que sigan adelante.

Con el prestamo quiere comprar gaseosas, viveres, confites para su tienda. El sueño de la clienta con este préstamo es el de poder incrementar mas su negocio para así poder tener mayores ingresos de dinero.

Additional Information

More information about this loan

This loan is for a Kiva borrower to pay for medical treatment. These borrowers face higher barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing borrowers with health conditions and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ana Maria to buy sodas, food products, and snacks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 9, 2013
Feb 19, 2013
Currency Exchange Loss:
Feb 25, 2014