Day in and day out, Sixto works as a motorcycle-taxi driver. Working hard at this job enables him to cover the household expenses. He works about 10 hours a day and may have 15 customers a day. He believes that he is doing well in his work because he is responsible and friendly to his customers.
Sixto is very grateful to the Kiva lenders as, thanks to the help they have offered, he will be able to buy construction materials such as cement, concrete, sand, and other things with which he will make improvements to his home such as repairing the walls, and improving the floors and plumbing. In this way, he will be able to have a better quality of life and continue fighting to achieve his greatest dream: to have a transportation business.
Día a día Sixto trabaja como chofer de mototaxi, con su trabajo puede solventar los gastos propios del hogar con mucho esfuerzo, el labora alrededor de 10 horas al día y puede atender hasta 15 cliente diariamente; él cree que está saliendo adelante con su trabajo porque es responsable y amable con los clientes.
Sixto está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales de construcción como cemento, hormigón, arena, entre otros con lo cual podrá realizar mejoras en su vivienda como refacción de paredes, mejoramiento de pisos y tuberías, así podrá tener una mejor calidad de vida y seguir luchando para poder hacer realidad su más grande sueño:” Tener una empresa de transportes”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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