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This is 33-year-old Gbessay. He is married and has two children aged six and one. He has one additional dependent who lives with him to assist his wife's younger sister with her education. In 2010, Gbessay established his stationary, printing and soft drinks business. He began his business because he wanted to add to his income as a lecturer, which can help to take care of the extra needs of the family. His business is located in the outskirts and his main customers are adults. Working 7 days a week and 14 hours a day, he earns about Le 1,071,140 every month from this business. He would like a loan of Le 3,000,000. Gbessay requires a loan to buy additional photocopier cartridges, paper files and envelopes. He hopes that this loan will help the business by improving his stock. In the future, Gbessay plans to open a mobile recharge card unit and improve the trade in soft drinks and to be able to educate his children to university level. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Gbessay to pay for photocopier cartridges, paper files and envelopes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 9, 2013
Currency Exchange Loss:
Nov 17, 2013