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Silvestre Giovanni
Silvestre is a 28-year-old young man. He lives in the hot and welcoming city of Ica, along with his spouse and their children, whom he loves very much and for whom he fights every day in order to bring them a dignified life, and above all to bring them the kinds of opportunities that he never had. Silvestre has worked since he was very young because of the limited economic resources of his parents. Because of this, he was only able to study until the fifth grade of secondary school, but he would have liked to have a career in mechanical engineering.

Day to day, Silvestre works as a chauffeur of a taxi. He works about 10 hours per day, since this is his only work and with it he can pay the bills of his family if he works hard. He believes that he is successful because he is very friendly with his clients and above all because he works hard to give his best every day.

Silvestre is very thankful for the Kiva loans, since, thanks to the support that they have brought, he has been able to maintain his vehicle, which makes driving safer, and his clients have more confidence in asking for his services. This way, he has been able to increase his income and continue fighting for his biggest dream: giving a good education to his son and buy another car for work.
View original language description ↓
Silvestre es un joven de 28 años de edad, vive en la calurosa y acogedora ciudad de Ica al lado de su esposa y de sus hijos, a quienes quiere muchísimo y por quienes lucha cada día para poder brindarles una vida digna y sobre todo poder brindarles las oportunidades que él no tuvo. Silvestre trabaja desde muy pequeño debido a los pocos recursos económicos de sus padres, es por ello que solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado estudiar la carrera de ingeniería mecánica.

Día a día Silvestre trabaja como chofer de taxi, el labora alrededor de 10 horas al día ya que es su único trabajo y con él puede solventar los gastos de su familia con mucho esfuerzo, el cree que sale está saliendo adelante porque es muy amable con los clientes y sobre todo porque se esfuerza para dar lo mejor cada día.

Silvestre está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado él, podrá realizar un mantenimiento general a su vehículo con lo cual podrá tener mayor seguridad al conducir y sus clientes tengan más confianza en solicitar sus servicios y poder mejorar sus ingresos y seguir luchando para poder hacer realidad su más grande sueño:” Darle una buena educación a su hijo y tener otro auto para trabajar”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Silvestre Giovanni to maintain and repair his vehicle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 9, 2013
Currency Exchange Loss:
Sep 17, 2013