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This is 42-year-old Rashid. He is married and has two children, aged 8 and 5. He has three additional dependents who live with him: his wife and two sales assistants.

In 2004, Rashid established his provisions business. He began his business just to enable him to adequately care for his family. His business is located at the center of town, and his main customers are all classes of business customers.

Working seven days a week and 16 hours a day, he earns about 1,300,000 Le (Sierra Leone leones) every month from this business. He would like a loan in the amount of Le 4,000,000. Rashid requires a loan in order to buy mayonnaise at Le 700,000; biscuits at Le 300,000; and butter at Le 500,000. He hopes that this loan will help him expand his business. In the future, Rashid plans to build a house, to educate his kids and to perform hajj. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Rashid to buy provisions for his shop.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 9, 2013
Currency Exchange Loss:
Nov 17, 2013