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Elizabeth

Update on Elizabeth

Elizabeth, a humble shop-keeper from Estelí, is a single mother of three children. She owns a small grocery store which is very popular, and it generates a daily income. She expresses her gratitude for the opportunity that her first Kiva loan provided for her. It helped her to have her first credit record. She bought products to stock her store, and she made new customers. The change has been noticeable: little-by-little, her business has gradually grown.

She is requesting a new loan to buy bulk grains, oil, juices, soft drinks, coffee packets, toothpaste, deodorants, and bottled water, since they are the products she sells the most of every day. Her expectation is to continue growing, to stock her store with different products, and to improve her family's quality of life.
View original language description ↓
Elizabeth, una humilde comerciante de Estelí , madre soltera de tres hijos, dueña de una pulpería uno de los negocios más populares y que genera ingresos diarios , expresa su agradecimiento por la oportunidad que le brindo su primer préstamo Kiva , le ayudo a tener su primer record crediticio, compro productos para surtir su negocio al igual hizo nuevos clientes. El cambio ha sido notorio poco a poco ha ido creciendo su pulpería. Está solicitando un nuevo financiamiento para comprar granos básicos, aceite, jugos, gaseosas, sobres de café, pasta de dientes, desodorantes, agua embotellada. Pues son parte de los productos que más vende a diario. Su expectativa es ir ampliando y surtiendo de diferentes productos su pulpería y mejorar la calidad de vida de su familia.

Previous Loan Details

Elizabeth lives in the city of Estelí. She is 38 years old and is a shopkeeper by trade. She works as a sewer and attends to a small shop. She is a single mother of three children aged 19, 10 and 1 year respectively. She started out selling clothes and shoes and her first sales where in the… More from Elizabeth's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 174
    View loans »
    Nicaragua Loans Fundraising
  • $23,211,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Elizabeth to buy bulk grains, oil, juices, soft drinks, coffee packets, toothpaste, deodorants, and bottled water.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 25, 2013
Listed
Feb 9, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013