Trebol De Palcoco Group
The loan they are taking out will benefit a group of small business owners, of which Rolanda is a member. She indicates that she joined Pro Mujer a year ago, joining in by invitation from a promoter of the institution who visited her in her home. She currently has a neighborhood store business; she says that she started this business upon seeing the need that she and her neighbors had in their community.
The loan she is taking out now is to increase capital (to buy rice, sugar and canned goods), which she will acquire wholesale at the markets in the city of El Alto and will subsequently sell in her store. This kind of work allows her to generate resources to maintain her family, as she is married and has four children.
When asked what she likes about Pro Mujer, she responds that she likes saving money. Senora Carmen is not in the photograph because she was at her place of business.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rolanda es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; cuenta que este negocio lo emprendió al ver la necesidad que tenían ella y sus vecinos en su comunidad.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar, enlatados) que adquirirá de las ferias de la ciudad de El Alto, por mayor, y posteriormente lo comercializará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
En la fotografía no se encuentra la señora Carmen ya que se fue a la atención de su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid