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ZULMA is a 19 year old person. She is single and finished primary school. She has one dependent, who is her daughter. Her economic activity is agricultural production. She produces 100 dozens of gladiola flowers, 25 loads of potatoes, and 65 loads of beans. She does this on her parents' land located in the community of Kaspicancha Baja, east of the community of Tiraque, eight kilometers from there. Zulma says that she is a hardworking and responsible person who wants to get ahead financially in life and so she needs to ask for investment capital to buy a dairy cow. This way, she can improve her income and also her quality of life.
View original language description ↓
LA SEÑORA ZULMA, es una persona de 19 años de edad, de estado civil soltera, alcanzo a estudiar la primaria, cuenta con un dependiente económico a cargo, el cual es su hija. La actividad económica a la que se dedica la clienta es la producción agrícola, de tal forma produce flores de gladiolo 100 docenas, papa 25 cargas y haba 65 cargas la producción, los desarrolla en los terreno de sus padres que están ubicados en la comunidad de Kaspicancha baja, al este del Municipio de Tiraque a una distancia de ocho km de la población de Tiraque. Por otro lado la Señora Zulma manifiesta ser una persona trabajadora y responsable que quiere superarse económicamente en la vida y para tal efecto se ve en la necesidad de solicitar capital de inversión para la compra de una vaca productora, de tal forma poder mejorar sus ingresos por lo tanto también la calidad de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 179
    View loans »
    Bolivia Loans Fundraising
  • $30,784,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Zulma to buy a cow.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Mar 1, 2013
Currency Exchange Loss:
Jan 31, 2015