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Jaliat, pictured on the left, is 41 years old. She and her husband are divorced. She lives with her five children. In addition to caring for her own children, she also takes care of three orphans. Jaliat is responsible for paying school fees for her children and the orphans. To maintain her family, she started a cereal business in 2010, which consists of buying and selling peanuts, maize, and beans.

Jaliat wants a loan of 2,000,000 shillings to buy more beans, ground nuts, and maize. These products are currently in season. Jaliat wants to buy the items when the prices are still low and sell them at a much higher price after the season ends. This will put her in a position to realize higher returns from her business. The income from her business will be used to build a permanent house for the family and pay the children's school fees.

Jaliat's major business challenge is bad weather. She would like the lender to give her flexible terms of repayment, especially if it is a bad growing season.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 235
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,655.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jaliat to buy more beans, peanuts, and corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 9, 2013
Currency Exchange Loss:
Sep 20, 2013