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Asif is 57 years old, married, and has raised three sons, two of whom are now grown and work as salespersons, helping the family's budget. Asif receives a disability pension.

For more than 17 years Asif has been in the farming business to earn extra money, better support his family and educate his children. He sells milk and trefoil that he collects from the fields. In the future, he plans to expand the number of animals he has to increase his profit from the sale of milk products.

Asif wants to make repairs to his home, as for many years the family has experienced poor living conditions. He has requested a loan of 1500 AZN to purchase construction materials.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD