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Agamali is 62 years old, married, and the father of three adult children, ages 29, 32 and 35. His eldest son is married and lives separately, but works together with his father. Agamali lives with his wife and two children. His wife is provided with a retirement pension.

The family's activity and source of income for the past 30 years has been cattle-breeding. They have been selling milk and selling cattle for meat. There is a strong demand for their products that makes growth in their business. Yet, they work hard, both to keep good service and especially to meet the demand for their products.

This is the sixth time that Agamali is requesting a loan from VFAC. He has always repaid the loans without delay. Now he is requesting a loan to buy two refrigerators, which will be located in his and his son's houses. There, they will keep the milk products. Refrigeration will help them not to decline in the summer, when the weather is hot.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,919,450
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Aghamali to buy two refrigerators, for keeping milk products in the summer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 27, 2013
Currency Exchange Loss:
Mar 17, 2014