Vusala is 34 years old and a widow, raising alone three daughters. She is a market vendor. After several years of attempts to find a job, she decided to start her business. She has four years of experience in the trading field.
She sells office supplies, which are very popular for offices and schools, as well as food products, in her shop. Her monthly income is 350 AZN. She applied for a 1000 AZN loan to purchase more merchandise for her shop's inventory, which will increase her sales. The products she sells are in very high demand, and Vusala wishes to meet her customers’ needs.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.