Shalala is a 23-year-old, married woman, who is raising one son. She breeds cows and cattle, and she sells dairy products, and sells cattle for meat purposes to local butchers. Shalala has five years of experience in this field, thanks to her father, who taught her the best ways to look after cattle.
Shalala usually buys small calves, raises and fattens them for five to six months, and then resells them for a profitable price in the local livestock bazaar. Milk and yoghurt she sells to the neighbors. She earns 80 AZN income per month, from selling dairy products and meat.
Milk and yoghurt, as well as meat, are very popular products in Azerbaijan. People use meat in everyday national dishes, such as pilau and dolma, and always use yoghurt sauce. Milk products are considered very healthy and are also present in everyday life.
Shalala applied for 1000 AZN to purchase one milking cow and fodder.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.