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Upole Group
In this Group: Deodath, Thérèse , Mapendo, Namavu, Elmeride, Mateso, Antoinette, Bertha, Cibalonza, Nafranka, Ombeni, Sakina, Nabarhalengehwa, Chibalonza, Munyerenkana, Namavu, Nabunani, Vumilia, Imani, Furaha, Maneno, Vumilia, Nabintu, Sikitu, Sakina, Vumilia, Munyerenkana, Bulonza, Kamungu, Tuombemungu, Nzigire, Minani
Madam Cibalonza is a dynamic woman, president of the group Upole, and married to a businessman. Twenty-eight years old, she is mother to 8 children of whom only 5 go to school. She started in business at 15 thanks to the funds received from her father before joining the group Upole. Involved in the commercialisation of beans which she buys in Goma, she is requesting this new loan to supply herself with 600kgs of beans. The client sincerely thanks Hekima and thinks that all the women who properly repay the loan will always get ahead.
View original language description ↓
Madame Cibalonza femme dynamique, présidente du groupe Upole est mariée à un homme d'affaire. Agée de 28ans est mère de 8 enfants dont seulement 5 sont scolarisés. Elle débuta le commerce à l’âgé de 15ans grâce aux fonds reçu de son père avant d’adhérer dans le groupe Upole. Engagée dans la commercialisation de haricot qu'elle achète de Goma, elle sollicite ce nouveau crédit pour s’approvisionner avec 600kgs de haricots. La cliente remercie sincèrement Hekima et pense que toutes les femmes qui remboursement normalement le crédit iront toujours de l'avant.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Upole Group's $5,025 loan helped a member to buy 600kgs of beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 8, 2013
Currency Exchange Loss:
Jun 17, 2013