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Ricarte
Ricarte is a happy person, which is good for attracting costumers for his beauty salon business. Ricarte offers hair cutting, straightening, and some hair styling. (He also offers catering for all occasions.) He has learned this type of business working for someone who has a beauty salon.

Ricarte has the passion to succeed. He is a helpful person, who always thinks about a better way of living of his parent, brothers and sisters as well. Ricarte’s customers encourage him to offer hair coloring. Hence, he is asking for a loan of PHP 50,000 to buy hair spa and hair coloring requisites.

He hopes to continue to manage the business well and to earn a higher income.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $1175
    Average annual income
  • 246
    View loans »
    Philippines Loans Fundraising
  • $53,116,700
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD