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Sunaphula is a 38-year-old widow lady living with her parents and a child in a village in Odisha, India. She does not want to be a burden on her father, so she started to sell milk at her house and support her father financially.

She is engaged in the activity of selling milk and milk products. She has two cows at her house and has been involved in this activity for the past eight years. She sells ten litres of milk daily at the rate of 24 INR per litre.

Sunaphula has requested a loan amount of 30,000 INR for purchasing two cows. She says that doing so will let her increase her customers and supply milk in a large amount. She also wants to repair the cattle shed.

Sunaphula has a dream to give a better living standard to her family and save some money for future unfortunates.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 35
    View loans »
    India Loans Fundraising
  • $5,650,575
    Funds lent in using Kiva
  • 53.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $575 helped Sunaphula to purchase two cows for her dairy farm.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Feb 2, 2013
Feb 9, 2013
Currency Exchange Loss: