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Hermila is 55 years old, married, and has two children who are all in school. She is a very hardworking entrepreneur.

Hermila has a fish-vending business in the Philippines. Hermila requested a PHP 16,000 loan amount through NWTF to buy more fish to sell in her food stall.

She has been in this business for five years. In the future, Hermila would like to save enough money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 804
    View loans »
    Philippines Loans Fundraising
  • $63,345,600
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Hermila to buy more fish to sell in her food stall.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 8, 2013
Currency Exchange Loss:
Feb 17, 2014