Richard works nine hours a day as a forest technician at a company in the city. He helps his parents with the household expenses and believes he is getting ahead because he is responsible and honest.
Richard is very grateful to Kiva lenders, thanks to whom he can buy construction materials to repair the roof of his house. These include, cane, corrugated iron, nails, etc. This will give his family more safety and allow him to continue toward his goal of "Forming a family".
Día a día Richard trabaja como técnico forestal en una empresa de su ciudad, el labora alrededor de 9 horas al día y con el fruto de su trabajo apoya a sus padres con los gastos del hogar, el cree que está saliendo adelante por su responsabilidad y honradez.
Richard está muy agradecido con los prestamistas kiva ya que gracias al gran apoyo que le han brindado el podrá comprar materiales de construcción para poder realizar reparaciones en el techo de su vivienda, como cañas, calaminas, clavos, entre otros; de esta manera el podrá brindar mayor seguridad a su familia y poder seguir luchando para poder hacer realidad su más grande sueño:”Formar una familia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid