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Richard
Richard, 29, lives in the city of Pucallpa, which is known for its warm, welcoming climate, beautiful scenery and varied gastronomy. Richard has lived through difficult times, but was able to get a forestry engineering degree with much effort, since his parents had little resources. To study, he had to work during the day and study at night.

Richard works nine hours a day as a forest technician at a company in the city. He helps his parents with the household expenses and believes he is getting ahead because he is responsible and honest.

Richard is very grateful to Kiva lenders, thanks to whom he can buy construction materials to repair the roof of his house. These include, cane, corrugated iron, nails, etc. This will give his family more safety and allow him to continue toward his goal of "Forming a family".
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Richard tiene 29 años de edad, vive en la ciudad de Pucallpa, la cual se caracteriza por tener un clima muy cálido y acogedor, asimismo podemos encontrar muchos paisajes hermosos y una gastronomía muy variada. Richard ha pasado por momentos difíciles, pero a pesar de ello logro estudiar la carrera de Técnico en ingeniería forestal y lo logro con mucho esfuerzo ya que sus padres tenían pocos recursos económicos y para poder estudiar trabaja por las mañanas y estudiaba por las noches.

Día a día Richard trabaja como técnico forestal en una empresa de su ciudad, el labora alrededor de 9 horas al día y con el fruto de su trabajo apoya a sus padres con los gastos del hogar, el cree que está saliendo adelante por su responsabilidad y honradez.

Richard está muy agradecido con los prestamistas kiva ya que gracias al gran apoyo que le han brindado el podrá comprar materiales de construcción para poder realizar reparaciones en el techo de su vivienda, como cañas, calaminas, clavos, entre otros; de esta manera el podrá brindar mayor seguridad a su familia y poder seguir luchando para poder hacer realidad su más grande sueño:”Formar una familia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Richard to buy materials such as cane, nails, corrugated iron, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2013
Listed
Feb 9, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013