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Victoria

Update on Victoria

Victoria has always worked very hard to get ahead and provide for her daughter, who lives with her. Victoria makes natural refreshments in different flavors and has been in business for several years. For over ten years customers have been buying her products which have become a tradition. Because of her hygiene and good service, she always has many customers.

Victoria is very dedicated to her work and makes delicious refreshments. She is requesting a loan through INTEGRAL to buy ingredients, such as: watermelon, melon, barley, coconut, sugar, plastic bags, straws and other items to improve her business, thanks to which she has been able to earn a living for many years.
View original language description ↓
Victoria siempre se ha dedicado a trabajar muy duro para salir adelante junto a su hija quien es la única persona con la que vive. Victoria labora haciendo frescos naturales de diferentes sabores, ya tiene varios años de realizar este trabajo lo que le ha permitido ser toda una tradición, ya que las personas le han comprado fresco por más de 10 años. Debido a la higiene y el buen servicio que ella brinda, siempre ha tenido mucha clientela. Victoria es muy dedicada a su trabajo dándole un sabor muy delicioso a sus frescos. Ella solicita un préstamo a INTEGRAL, por medio del cual pueda comprar materia prima para elaborar más frescos, ingredientes como: sandía, melón, cebada, coco, azúcar, bolsas plásticas, pajillas y todo lo necesario para mejorar su negocio, gracias al que ha salido a delante durante muchos años.

Previous Loan Details

Victoria, age 65, lives in her own home with her beloved daughter. Victoria sells delicious and hygienically-prepared drinks that she makes herself. She sells them on the street near her home. This is a very strategic location, as it is highly-trafficked and secure. Many people walk buy and decide… More from Victoria's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,660,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Victoria to buy fruit and other ingredients to make refreshments.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2013
Listed
Feb 9, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 19, 2014