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Roxana Maria
Roxana, 38, lives in the city of Ica which is known for its warm, welcoming climate and crop agriculture, especially of grapes, asparagus, etc. Roxana is very determined to get ahead and has worked hard all her life since her parents had very little income. Thanks to her efforts she was able to get an elementary education degree. Currently, she works at the city school teaching young children, which is what she enjoys most. She works eight hours a day and believes she is successful at her job because she is very kind to the students, showing them a lot of patience.

Roxana is very grateful to Kiva lenders because, thanks to them, she is able to repair and paint the walls of her house. This will improve her lifestyle and give her more safety so she can continue working toward her goal: "To have her own house and a school.".
View original language description ↓
Roxana tiene 38 años de edad, vive en la ciudad de Ica, ciudad que se caracteriza por tener un clima muy cálido y acogedor, asimismo se desarrolla la agricultura en especial el cultivo de uva, esparrago, entre otros. Roxana en una joven con muchas ganas de salir adelante, desde joven ha luchado mucho ya que sus padres tenían pocos recursos económicos pero gracia a su esfuerzo logro estudiar la carrera de Educación inicial; es por ello que actualmente trabaja en una escuela de su ciudad enseñando a niños pequeños que es lo que más le gusta, ella labora alrededor de 8 horas al día y ella cree que está saliendo adelante en su trabajo porque es muy amable con sus alumnos y sobre todo tiene mucha paciencia.

Roxana está muy agradecido con los prestamistas Kiva ya que gracias al apoyo que le están brindando ella podrá refaccionar las paredes de la vivienda donde habita y también podrá pintarla, lo que le permitirá tener una mejor calidad de vida y más seguridad y podrá seguir luchando y trabajando para poder hacer realidad su más grande sueño:” Tener su casa propia y tener un colegio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 32
    View loans »
    Peru Loans Fundraising
  • $54,507,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Roxana Maria to repair the stucco and paint the walls.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2013
Listed
Feb 9, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014