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Lucia
The hot city of Nazca is surrounded by tourist attractions and is known most of all for the generosity of its inhabitants. Here lives Lucia, a 45-year-old mother of eight children whom she loves very much and for whom she fights tirelessly alongside her husband to offer a decent life with a lot of love and affection. Lucia learned to work from a very young age because her parents had few resources, so she only has a sixth-grade education, but she would love to be able to finish school. Day to day, Lucia works in her small business baking and selling bread. She gets up very early to bake the bread to be ready to sell to her customers, mostly around school time. She believes she is making headway with her business because she is responsible and has a strong desire to keep moving forward. Lucia is very happy and grateful for Kiva lenders, because thanks to your support she will be able to improve her home by putting down flooring and painting walls, among other things. In this way she can improve her quality of life, have more security and be able to keep fighting to realize her biggest dream: expanding her bakery and being able to offer more products.
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En la calurosa ciudad de Nazca rodeada de atractivos turísticos y sobre todo con l generosidad que caracteriza a sus pobladores, vive Lucia, una mujer de 45 años de edad, la cual es madre de 8 hijos a los cuales quiere muchísimo y por quienes ha luchado de manera incansable a pesar de las adversidades al lado de su esposo para poder ofrecerles una vida digna y sobre todo mucho amor y cariño. Lucia ha aprendido a trabajar desde muy pequeña ya que sus padres tenían pocos recursos económicos, y por ello solo pudo estudiar hasta el sexto grado de primaria, pero le hubiera gustado mucho poder acabar la escuela.

Día a día Lucia trabaja en su pequeño negocio de venta y elaboración de pan, ella se levanta muy temprano para poder elaborar sus panes y poder venderlos a sus clientes, sobre todo en temporada escolar, lucia cree que está saliendo adelante en su negocio porque es responsable y sobre todo tiene muchas ganas de salir adelante.

Lucia está muy contenta y agradecida con los prestamistas kiva ya que gracias al apoyo que le están brindando ella podrá mejorar su vivienda colocando pisos, tarrajear y pintarlas paredes, entre otros, de esta manera podrá tener una mejor calidad de vida y poder tener más seguridad y poder seguir luchando para poder hacer realidad su más grande sueño:” Ampliar su panadería y poder ofrecer mayores productos”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,963,825
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Lucia to put down flooring and paint walls in her home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2013
Listed
Feb 8, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013