Rosas De Bautista Group
The loan will benefit small businesses of which Valeria is a member. She joined Pro Mujer a year ago at the invitation of a friend who is a member of the institution. Today she has a business selling school supplies; she tells us that she learned the business from her mother, who sells the same things.
The loan she is requesting will go toward increasing capital (to buy notebooks, pencils, rulers, pencil cases, etc..) which she will acquire at the fairs in La Paz and then sell at her stand. This type of work allows her to generate resources to maintain her home as she lives in a common-law marriage and has three children.
When asked what she likes about Pro Mujer, she says that she likes the credit and health training and meetings with friends.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Valeria es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de material escolar; da a conocer que este negocio lo aprendió de su madre, ya que ella vende este mismo material.
El crédito que ahora sacará es para el aumento de capital (compra de cuadernos, lápices, reglas, estuches, etc.) que adquirirá de las ferias de la ciudad de La Paz y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito y las reuniones con las amigas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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