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Maria Luisa
María Luisa lives together with her daughter, her nephew, and her mother in her own home. She sells clothing for women, gentlemen and children - shirts, pants, dresses, and skirts, among other items. She has been in business for several years and this has given her much experience which allows her to obtain the best profits.

The business is located in her home and she also sells as an itinerant saleswoman. She is very well-known by the people of the locale. She has acquired herself much clientele since everyone knows that what she sells is of quality, at accessible prices and with an unequaled service always to the order and available to the customers.

María is a committed woman, dedicated to her work and very much a go-getter. She strives day to day to the maximum in order to make herself a better life and a great success for the future.

In the last weeks the demand increased and she wants to make the most of it with a new investment, but she does not have enough capital that supports her since all her purchases are for cash. Because of this she is requesting a loan from INTEGRAL which allows her to buy clothing wholesale.

María Luisa has good payment references and an irreproachable moral. She feels grateful for the support, sure that she will be able to settle the debt and at the same time has the hope that she will bring economic security to her home.
View original language description ↓
María Luisa vive junto a su hija, su nieto, y su madre en casa propia, ella se dedica a la venta de ropa para damas, caballeros y niños, camisas, pantalones, vestidos, faldas entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, el negocio esta ubicado en su vivienda y también comercia de forma ambulante, es muy conocida por las personas del lugar, se ha hecho de mucha clientela pues todos saben que lo que vende es de calidad, a precios accesibles y con un servicio inigualable siempre a la orden y al alcance de los clientes; María es una mujer comprometida, dedicada a su labor y muy luchadora día con día se esfuerza al máximo para ganarse una vida mejor y un gran éxito para el futuro, en las ultimas semanas aumento la demanda y quiere aprovechar para una nueva inversión, pero no posee de suficiente capital que la respalde ya que todas sus compras son al contado por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. Maria Luisa tiene buenas referencias de pago y una moral intachable se siente agradecida con la ayuda, asegura que podrá saldar la deuda y a la vez tiene la esperanza que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 604
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Maria Luisa to buy clothing wholesale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 8, 2013
Currency Exchange Loss:
Jan 25, 2014