Update on Julia DalilaJulia is 58 years old and makes a living in agriculture, farming corn, beans and tobacco. Her first Kiva loan was very helpful because it came when she most needed to invest in her crops, and she made improvements to her humble home little by little and diversified her business as a result. She is requesting this loan to purchase two milk cows because she wants to sell milk and other dairy products like cream, cheese and butter. She also wants to strengthen her farming business as much as the livestock and fight every day for a better quality of life.
Previous Loan DetailsJulia R. is 55 years old, married and has 5 children. She lives in San Antonio region, in Pueblo Nuevo, Esteli. Her business is growing tobacco. Julia started this business because there was a company called Protalasa, belonging to Mr Fidel Olivas, which was financing this type of activity but… More from Julia Dalila's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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