Gualbert works as a police officer. He has a high school education, and he lives in his parents' two bedroom home with brick finish and cement floors in the Las Lomas district of the city of La Paz.
Gualberto works 8 hours a day to cover the costs of water and electricity. He needs the loan for the renovation of his home and to improve his quality of life. He will buy cement, sand, plaster, and paint
Gualberto's dream is to finish building his house.
This is his second time with IMPRO and also with Kiva.
El señor Gualberto trabaja como policía; su nivel de educación es secundaria, vive en casa de sus padres ocupando dos habitaciones en un acabado de ladrillo y piso de cemento en la zona de Las Lomas de la ciudad de la Paz.
Gualberto trabaja 8 horas al día, para cubrir los gastos de agua, luz.
El crédito lo requiere para la refacción de su vivienda (comprará cemento, arena, estuco y pinturas) y así mejorar su calidad de vida.
El sueño de Gualberto es terminar de construir su casa.
Es la segunda vez con IMPRO y la segunda con Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.