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Tatiana Del Carmen

Update on Tatiana Del Carmen

Dyes, shampoo, and hair products in general are what Tatiana is going to buy in order to have them available in her hair salon, since there are many customers waiting to alter their appearance for one of the most beautiful festivals in Colombia, "The Carnivals of Barranquilla". Tatiana's customers will show off highlights, hairstyles, colors, and carnival-style makeup. This is why she is taking out a Kiva loan, since with it she will buy hair glitter, hairspray, and dye. She says she is thankful for the help received from Kiva, and she hopes they continue to develop this noble work throughout the country. Her previous Kiva loan went very well for her. She was able to buy tools for her work such as a professional hair dryer and hair irons, and as a result today she offers a good service and she is much more comfortable working. Her sales have increased and her customers are much more satisfied.
View original language description ↓
Tintes, champó, y productos capilares, en general, es lo que va a comprar Tatiana para disponer de ellos en su peluquería, pues hay mucha clientela que espera, adecuar su imagen a una de las fiestas mas lindas de Colombia, “Los Carnavales de Barranquilla”, así los brillos, peinados, colores, maquillaje alusivos al carnaval, lucirán en la piel los clientes de Tatiana. Esta es la razón por la cual acude a un credikiva, pues con el comprará escacha, lacas, tinturas y lacas. Ella en sus palabras “agradece la ayuda recibida de Kiva y desea que sigan desarrollando esta noble tarea en todo el país. Con su anterior credikiva le fue muy bien y logró comprar herramientas de trabajo, como un secador profesional, planchas para el cabello y hoy por eso está ofreciendo un buen servicio y está mucho mas cómoda trabajando; sus ventas se han incrementado y sus clientes se sienten mas satisfechos.

Previous Loan Details

Tatiana is 24 years old, is married and mother to two children who are 3 and 6 years old. She is the proprietor of a hair salon located in Puerto Colombia, a town in the department of Atlantico, very close to the sea. There on the warm shore and under the constant breeze produced by the famous… More from Tatiana Del Carmen's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $6,070
    Average annual income
  • 136
    View loans »
    Colombia Loans Fundraising
  • $12,811,350
    Funds lent in using Kiva
  • 1,790.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $750 helped Tatiana Del Carmen to buy hair glitter, dye, and hairspray.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 4, 2013
Listed
Feb 7, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014
This photo was used before for a previous loan for Tatiana Del Carmen. It was first posted on Kiva on Mar, 2012. Learn More