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Oswaldo
Oswaldo is divorced and has one daughter, who is breastfeeding. He lives in his parents' house, where he has a good environment with a room, a kitchen, and a bathroom. The home is made of adobe with cement floors and is located in the area of Bajo Tacagua in the city of La Paz. Since the house is in a passageway, there is little lighting at night.

He currently spends his mornings working for a company, and in the afternoons he markets and sells agendas and magazines in company offices in the southern part of La Paz. He works every day of the week, and his work in the south of the city is independent. He sustains his family by paying for services and food for his daughter.

He needs this loan in order to buy merchandise (more agendas and magazines), because he has very little working capital and thus little sales activity. This loan will help him to improve his income and his quality of life. This is his first loan with IMPRO and Kiva.
View original language description ↓
Don Oswaldo es divorciado y tiene una hija, que está en etapa de lactancia, vive en casa de sus papas, donde cuenta con un ambiente y se encuentra el dormitorio, la cocina y el baño, la habitación es de adobe y el piso de cemento, la casa se encuentra ubicada en la zona de Bajo Tacagua, de la Ciudad de La Paz, esta ubicada en un pasaje y por las noches hay poca iluminación.
Actualmente trabaja por las mañanas en una empresa y por las tardes se dedica a comercializar y vender las agendas y revistas por la zona sur de la ciudad de La Paz acomodando los productos en las oficinas de las empresas; trabaja todos los días de la semana. Su trabajo es independiente trabajando actualmente en la zona Sur de la ciudad de La Paz, sostiene a su familia con el pago de los servicios y comida de su hija.
El crédito lo requiere para mercadería (más agendas y revistas) ya que cuenta con muy poco capital de trabajo con el cual tiene poco movimiento en sus ventas, el crédito le ayudara a mejorar sus ingresos y calidad de vida en la que vive.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 181
    View loans »
    Bolivia Loans Fundraising
  • $30,854,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Oswaldo to buy agendas and magazines to sell in the southern area of La Paz.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2013
Listed
Feb 7, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013