Maria is married, she has a son aged 5 months and lives in an “anticrético", a home lease agreement (In an “anticrético” arrangement, the owner leases property for a lump sum deposit in lieu of monthly rent. At the end of the lease period, the money is returned to the renter. If the owner fails to repay the money, the renter gets to keep the property). The house is located in the Mariscal Sucre area of the city of El Alto.
She completed primary school and is now a promoter of Herbalife products with the help of her husband. The loan she is seeking is to buy the different products she offers in larger volumes. She is also keen to make the most of bulk prices as it tends to cost less and her income will be larger.
Maria dreams of being a bulk distributor. This is the first time that she is seeking a loan from Impro and the first time with Kiva.
Maria es casada, tiene un hijo de 5 meses y vive en anticretico, la casa se encuentra ubicada en la zona Mariscal Sucre de la ciudad de El Alto.
Ella estudió hasta el nivel primario y actualmente ella es promotora de productos herba life con la ayuda de su esposo.
El crédito lo requiere para comprar en mayor cantidad los distintos productos que ofrece; además desea aprovechar del precio al por mayor pues tiende a costar menos y sus ingresos serán mejores.
El sueño de Maria es ser distribuidora al por mayor.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.