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Elnur is a 21-year-old, young provider of the family. He takes care of his mother, brother, and sister. Elnur's father has died and his teeny sister receives a pension from his father's job place until she will graduate.

To improve family living conditions, he changed his plans about his own future and, four years ago, he started carpenter work. He is engaged in the manufacture of doors and windows. His brother is assisting him at the workshop he has rented.

Elnur is a hard-working man and there are less difficulties at his work now. His desire is to take new and modern instruments and use them to produce high-quality service.

The reason Elnur has applied for the loan is to buy wooden materials to make the windows for their house. The windows are rotten now and keep the house cold in winter. He will make the windows himself at his workshop.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 43
    View loans »
    Azerbaijan Loans Fundraising
  • $13,976,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Elnur to buy wooden materials to make the windows for their house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 8, 2013
Currency Exchange Loss:
Mar 17, 2014