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Hemanta Ku
Hemanta Ku is a 38-year-old differently-able person living with his wife and a child in a village of Khurda District in Odisha, India. He is engaged in the activity of selling milk and milk products in his village and the market near his village. He has three cows in his dairy farm. He has 10 years of experience in this business.

He has a plan to purchase one more cow and renovate the shed for his cattle. This would help him in generating more income and make his family financially strong.

Hemanta Ku has requested a loan amount of 20,000 INR for purchasing one more cow and renovating the shed for his cattle. He has a dream to let his child study in a good school and save some money for his family's future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 124
    View loans »
    India Loans Fundraising
  • $5,419,525
    Funds lent in using Kiva
  • 53.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Hemanta Ku to pay for purchasing one more cow and to renovate the shed for his cattle.
0% repaid
Repayment Term
44 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2013
Feb 8, 2013
Currency Exchange Loss: