Borauzima is a dynamic woman and vice-president of the Bunyibunyi business association. She is 28 years old, married to a public-school teacher, and mother of four children who are not yet old enough to go to school. She started her business with funds that she received in 2007 from her husband and her older sister.
The loan that she is currently seeking will enable her to buy 2 boxes of batteries, 5 dozen boxes of beauty lotion, 1 box of tobacco, 2 boxes of soap, and 1 box of plastic packaging. She fears competition, but she is striving to move her business forward by expanding into rural areas.
She would like to thank Hekima for dedicating its attention to women's businesses.
Borauzima est une femme dynamique, vice présidente de l'association d'affaire Bunyibunyi. Agée de 28ans, mère de 4 enfants qui n'ont pas encore atteint l’âge d’étudier est mariée à un enseignant d'une école publique. Elle débuta son commerce grâce aux fonds reçu de son mari et de sa grande sœur en 2007. Le crédit sollicité va lui permettre de s’approvisionner avec 2 cartons de piles, 5 douzaines de lait de beauté, 1 carton de tabac, 2 cartons de savon, 1 box emballage plastics. Elle craint la concurrence mais a des ambitions de progresser dans son activité en ouvrant des extensions dans des zones reculées. Elle remercie Hekima d'avoir attaché son attention aux entreprises féminines.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.