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Melba is 49 years old and married with seven children. With five children currently in school, Melba works very hard to provide for them.

Melba runs a general store in the Philippines and has been in this business for six years. She sells a variety of items such as shampoo, canned goods, candies, groceries, etc.

Melba requested a PHP 12,000 loan through NWTF to purchase items to sell like shampoo, canned goods, candies, groceries, etc. in her general store.

In the future, Melba would like to repair and renovate her family home.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1868
    View loans »
    Philippines Loans Fundraising
  • $61,096,775
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Melba to purchase items to sell like shampoo, canned goods, candies, groceries, etc. in her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 7, 2013
Currency Exchange Loss:
Nov 17, 2013