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Maria Marta
María Marta lives with her small family in her own house. She has a tortilla shop which is very well known in the area; she has a good reputation for making the most delicious tortillas that are always hot. Her business, which she has had for a few years, is located in her home. Her experience in her work is very valuable because it has taught her how to make the best tortillas while at the same time earning the most profit possible. She has a good client base because people know that everything that she makes is of the highest quality, as well as being fairly priced with great customer service and quick service. María is very involved in her work. What she wants most in life is to be able to reach her dreams, which is why she works so hard, so that she can be successful.

Some time ago she reached a point of growth in her business and because she doesn't want to disappoint her customers she has decided that she needs to increase her production, but she needs more capital to be able to invest in supplies. This is why she has requested a loan through INTEGRAL, which will allow her to buy corn at wholesale prices and firewood. María Marta has a good credit background and is very responsible. She is thankful for the collaboration provided through the loan. She promises that she will pay the loan back and at the same time will give her family a better quality of life.
View original language description ↓
María Marta vive junto a su pequeña familia en casa propia; ella posee una tortillería que es muy conocida por el lugar pues tiene muy buena fama de elaborar las tortillas mas ricas y siempre calientitas, el negocio esta ubicado en la residencia y ya tiene varios años con el negocio, se ha hecho de experiencia muy valiosa que le permite elaborar las mejores tortillas y al mismo tiempo obtener las mejores ganancias, ya tiene mucha clientela pues las personas saben que todo lo que se prepara es de primera calidad y a precios accesibles además con el mejor servicio y el mas rápido; María es una mujer activa entregada a su labor, lo que más desea en su vida es cumplir sus sueños, por eso trabaja con mucho esfuerzo sabe que así alcanzara el éxito; desde hace algún tiempo subió a un nivel mas alto y no quiere decepcionar a sus clientes, es así como decidió aumentar la producción pero necesita de capital que le permita invertir en insumos, por eso le solicita a INTEGRAL un crédito que le permita comprar maíz por mayor, leña. María Marta tiene buenas referencias de pago y es muy responsable, agrádese la colaboración y asegura que saldara la deuda y a la vez le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 723
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Marta to buy corn at wholesale price and firewood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 7, 2013
Currency Exchange Loss:
Oct 25, 2013