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Dilafruz is 37 years old. She is a very hard-working and kind woman. She is married and has 3 children. She always strives to innovate and tries to improve her standard of living. She recently completed a course entitled "Get Ahead" organised by the Association of Businesswomen, and for which she received a certificate. She is now fully able to establish her own business and to become successful at it. She wants to start a business selling groceries. She plans to use the income she earns to provide her children with a good education and nutritional food. Dilafruz is seeking a loan of 14,500 Tajikistan Somoni to buy a refrigerator for her grocery store, as she will sell dairy products. She is waiting for your kind assistance.
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Дилафрузу 37 лет. Она очень трудолюбивая и добрая женщина. Дилафруз замужем и на воспитании имеет 3 детей. Она всегда стремится к новшеству и старается улучшить условию проживания. Дилафруз недавно участвовала в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей продуктов питания. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 14500 сомони для покупки холодильника для продуктового магазина, так как она будет продавать молочные продукты. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,050 helped Dilafruz to buy fridge to set up a new business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Feb 8, 2013
Currency Exchange Loss:
Jul 17, 2014