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I Ketut
I Ketut is 49 years old and lives in Melaya, West Bali. He is married and has four children, all of them still in school. His wife is a housewife and maintains a pig business, at home.

I Ketut is a cacao buyer. He buys cacao from the farmers and sells it again to the big buyers. He has been in this business for five years.

I Ketut is seeking a loan of IDR 7,000,000 from Koperasi Mitra Usaha Kecil (MUK) to expand his business. With the loan, he will buy more cacao from other farmers, in other villages. With his earnings, he hopes to be able to improve his business, pay school fees, and renovate his house.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,672.0
    Indonesia Rupiahs (IDR) = $1 USD