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Katherine Lisbeth
Katherine is 20 years old and lives in the city of Pisco, a place with beautiful beaches, a warm climate and, especially, many tourist attractions such as the "Islas Ballestas" (Ballestas Islands). Katherine has had many difficult moments in her life, due mainly to a lack of resources. Therefore, she was only able to study up to fifth grade of secondary school.

Every day, Katherine works in her small business selling cosmetics. She spends about eight hours a day on the job so she can cover her expenses. She believes she is getting ahead thanks to the fact that she works hard and is responsible.

Katherine is very grateful to Kiva lenders because, thanks to them, she can buy merchandise for her business such as lipstick, eye shadow, creams, etc. This allows her to offer a variety of products to her customers so she can continue toward her goal: "To have a a car for her business activity.".
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Katherine es una joven de 20 años de edad, vive en la ciudad de Pisco, ciudad con playas hermosas un clima cálido y sobre todo podemos encontrar muchos atractivos turísticos como las “islas Ballestas”. Katherine es una joven que ha pasado por varios momentos difíciles, especialmente debido a sus pocos recursos económicos, es por ello que solo pudo estudiar hasta el quinto grado de educación secundaria.

Cada día Katherine trabaja en su pequeño negocio de venta de cosméticos, al cual le dedica alrededor de 8 horas al día y con el cual puede apoyar en con los gastos; ella cree que está saliendo adelante porque se esfuerza mucho y es responsable.

Katherine está muy agradecida con los prestamistas kiva ya que gracias al apoyo que le están brindando podrá comprar mercadería para su negocio como labiales, sombras, cremas, entre otros, de esta manera podrá tener variedad productos para ofrecer a sus clientes y seguir luchando por hacer realidad su gran sueño:” Tener un auto para su negocio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD