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Georgina Ancelma

Update on Georgina Ancelma

Georgina is 57 years old, married and has grown-up children. She is a native of Leon, which is located in the western part of Nicaragua. She is known for being a hardworking, responsible woman, and has demonstrated that in her previous loans. Sadly, Georgina wasn't able to study for a college degree because of a lack of economic resources, but she would have really liked to have been a lawyer. Thanks to her enterprising spirit and her desire to make headway, she has made a living maintaining a cemetery and making tombstones and crosses for the past 34 years. She really enjoys her work because it has provided for her and her family. She plans to use the loan to purchase materials to make the tombstones and crosses, such as ceramics, cement, iron, sand and wooden nails. Georgina is grateful for Kiva lenders who provide people with scarce resources in poor countries like Nicaragua a means to a decent living.
View original language description ↓
Georgina de 57 años de edad, casada con hijos adultos e independientes. Es originaria de León, lugar que está ubicado en la zona de occidente del país. Georgina de caracteriza por ser una mujer trabajadora, responsable, lo ha demostrado en los créditos anteriores en sus pagos en tiempo y forma. Lamentablemente Georgina no pudo estudiar una carrera universitaria, por falta de recursos económicos. Pero lo hubiera gustado mucho ser Abogado.
Gracias a su espiritud e emprendedor y sus ganas de salir adelante es que tiene por actividad económica prestar servicios de mantenimiento en los cementerios, y elaborar losetas, cruces. Tiene 34 años de trabajar en dicha actividad. Actividad que la desempeña con mucho gusto, ya que ha sido su forma de vida y la de su familia. El objetivo del crédito es compra materia prima para la elaboración de locetas y cruces, como cerámica, cemento, hierro, arena, madera clavos. Georgina agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Previous Loan Details

Georgina Ancelma is 56. Her work is the making of crosses, and looking after tombs. She has earned her living in this way for 33 years. In spite of some health problems that Gregoria has, she has to get up every day to earn income. She began her business through her brother. The purpose of ... More from Georgina Ancelma's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Georgina Ancelma to purchase ceramics, cement, iron, sand and wooden nails.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 6, 2013
Currency Exchange Loss:
Jan 19, 2014
This photo was used before for a previous loan for Georgina Ancelma. It was first posted on Kiva on Sep, 2011. Learn More