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Maria Francisca
Maria is a fighter, hardworking and very humble. She is 33 years old, married, and has 5 children. She has worked in agriculture growing potatoes since she was very young, as she learned this work from her parents. She completed school through the 5th grade but was not able to continue due to a lack of money. Nevertheless her parents taught her to work the land and thanks to that she has three of her children in school. When they finish their school activities they help with some of the work preparing the land, planting, and harvesting the potatoes.

Maria is currently requesting a loan to purchase seeds and fertilizer, and to pay for labor. Every day she is looking for a way to get ahead. For her family agriculture is the only means of income that lets them meet their basic needs and cover family expenses such as schooling, medicine, and clothing. They have better results in terms of income when both adults are working. Then they do not have to pay others to help them harvest the crop and can keep more income to provide their children with a better quality of life. As their children grow up they have greater needs in terms of education and health, etc.

Maria is a woman with a strong will to get ahead and this has allowed her to have the goal of helping her husband and children succeed. She has also maintained a good record in the communal bank in order to continue enjoying the benefits that it provides. Her greatest dream is for her children to grow up to be successful men and women who complete high school and attend university so that they can do well in life and have better employment opportunities.
View original language description ↓
Maria es mujer luchadora, trabajadora y muy humilde de 33 años de edad, casada con un hogar integrado por cinco hijos dedicada desde muy pequeña a la agricultura en la siembra de papas siendo sus padres los que le enseñaron el oficio, ella tiene un grado de escolaridad primario cursado hasta el quinto grado pero no pudieron seguirla apoyando por la falta de dinero; pero le enseñaron como trabajar la tierra y gracias a ello tiene a tres de sus hijos en la escuela, los cuales después de salir de sus actividades escolares ayudan en algunas labores para la preparación de la tierra, siembra y cultivo de papa.

Maria actualmente solicita ayuda para la compra de semilla, fertilizantes y para el pago de mano de obra ya que a diario busca la forma de poder salir adelante, para ellos la agricultura es el único medio de ingreso lo que les permite poder cubrir con la canasta básica y demás gastos familiares como ser estudio, medicina, vestimenta, ellos para poder ver mejores resultados en cuanto a ingresos trabajan los dos, de esa manera, se evitan pagar más personas esto les ayuda a que cuando recogen la cosecha les genera un poco mas de ingresos para poder darle una mejor calidad de vida a sus hijos ya que ellos a medida van creciendo se presentan mayores necesidades de estudio y salud, etc.

Maria es una señora con mucha voluntad de salir adelante eso le ha permitido tener un objetivo que es ayudar a su esposo y sus hijos a salir adelante como también mantener un buen record en la cooperativa para seguir gozando de los beneficios que da; pero su mayor sueño es hacer de sus hijos hombres y mujeres de provecho, graduados en su secundaria y en la universidad para que puedan defenderse en la vida y tengan mejores oportunidades de empleo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Maria Francisca to purchase seeds and fertilizer, and to pay for labor to plant and harvest potatoes.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 1, 2013
Listed
Feb 6, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014