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Mirian Del Carmen
Mirian is 39 years old. She was not able to study for long because her parents had a very low income, but with effort she studied up until the fourth grade of primary school. She is married with three children, of whom one is still a minor and depends on her and her husband financially. Her other two children are adults, married and living in their own houses.

She has made a living in agriculture since she was very young, as this has been the only way for her and her family to earn an income. Today, she and her husband continue with the same work, which has helped them to cover their basic home necessities such as clothing, medicine, and food, among others. Her crops are located 500 meters away from her house, and they walk to and from the field every day. This allows them to care for and maintain the crops.

Mirian is asking for help to buy fertilizer and pay the labor costs to cut and collect her crops. She will then be able to sell her good-quality product in the local market in order to earn an income and continue providing food for her home.

Her dream is to give her son a better future and a better lifestyle, so she manages to save for his studies so that he can become a useful man who can work and defend himself in life with his studies. She also hopes to continue improving her lifestyle every day and to help her parents with what little she earns from her crops.
View original language description ↓
Mirian es una mujer de 39 años de edad, ella no pudo estudiar debido a que sus padres eran de muy bajos recursos pero con esfuerzo pudo cursar hasta el cuarto grado de educación primaria, ella es casada con 3 hijos de los cuales uno es menor de edad y depende económicamente de ella y de su esposo, los otros dos son adultos, casados y tienen su propio hogar, ella es una mujer que se dedico desde muy pequeña a la agricultura ya que ese ha sido el único medio de ingreso para ella y su familia, hoy en día junto a su esposo siguen con la actividad que ha ayudado a cubrir las necesidades básicas en el hogar como la vestimenta, medicinas, alimentación, entre otras. Sus cultivos están ubicados a 500 metros de su casa de habitación hacia donde se trasladan a pie diariamente que ademas les permite cuidar y dar el mantenimiento necesario.

Hoy en día Mirian solicita ayuda para compra de fertilizante y pago de mano de obra para poder hacer un corte y recolección efectivo de su cultivo y poder vender un producto de calidad en el mercado local para que de esa forma pueda generar ingresos y seguir llevando alimento a su hogar.

Su sueño es lograr darle a su hijo un mejor futuro, un mejor estilo de vida logrando ahorrar para que el pueda estudiar y ser un hombre de provecho, que al mismo tiempo se pueda desempeñar en la sociedad y se pueda defender en la vida con sus estudios, y seguir mejorando cada día su estilo de vida como también ayudarle a sus padres con lo poco que ella obtiene de sus siembras.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 85
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Mirian Del Carmen to buy fertilizer and pay labor costs to maintain her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 4, 2013
Listed
Feb 6, 2013
Currency Exchange Loss:
Covered
Ended:
Apr 16, 2014