Geofrey is a 39-year-old married man with three children living in Kyenjojo, Uganda. He operates a mobile money business and raises cattle. His business is located along a busy street, attracting many customers. Inadequate capital to meet the increasing demand hinders his business growth. His dream is to be able to offer the service through other telecommunications to attract customers on the different networks. Geofrey intends to use the loan to buy airtime float to help him transact the mobile money service.