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Sergio Ulises
Sr. Sergio Ulises lives in the city of Managua. He works at an institution and has a stable job as a security guard. Sergio is known for being a responsible person with his family and in his work.

He visited CEPRODEL in order to request a home improvement loan. Don Sergio will use this investment to buy construction materials, such as cement and ceramic tiles. He will be remodeling the kitchen area, which has deteriorated.

View original language description ↓

El señor Sergio Ulises vive enla cuidad de Managua trabaja en una institución en el área de seguridad con estabilidad laboral se caracteriza por ser una persona responsable con su familia y en su trabajo.

Sergio visito ceprodel para solicitar un crédito para hacerles mejoras a su casa de habitación.

La inversión de don Sergio es para compra de materiales de construcción cemento y cerámica. Para acondicionar el área de la cocina , que esta deteriorada.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sergio Ulises to buy cement and ceramic tiles for remodeling his kitchen.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 6, 2013
Currency Exchange Loss:
Mar 18, 2014