Teta is 28 years old and live in Paynesville South, one of the populous area in Montserrado County. She is single and has three children between the ages of 8 and 14 years old. They are currently in school and live at home. For the past five years, she has been selling ice in the local market. She makes a lot of profit and has many customers. She is requesting a loan to purchase more ice for her business. Her plans are to build a house and educate her children.