Jackson is a 33-year-old ambitious man living in Bundibugyo, Uganda. For 10 years now he has been operating a retail shop. He got the initial capital from his salary savings as a teacher. He was inspired into service by his desire to nurture young people. Low pay and long distance to work pose challenges to his work while his desire is to expand his business into a wholesale shop. Jackson intends to use the loan to buy general merchandise such as soap and sugar to sell.