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Irma Aracely

Update on Irma Aracely

Irma lives with her small daughter and her husband with whom she works day-to-day to be able to have everything that is necessary in their home. Irma is a very hard-working person who has very good references from people because she has always been seen performing her role as a mother and provider in the best manner and with the best will.

Irma sells beauty products such as creams, perfumes, cosmetics, jewelry and items for the kitchen and the home in general. She sells these items on foot and from her home, offering all of her clients the best service since she delivers orders on time and also offers very good prices.

Irma is requesting a loan from INTEGRAL with which she can buy a greater quantity of creams, perfumes, cosmetics, and household items so that her sales will increase and she can have a better business that offers better opportunities in the lives of herself and her family.
View original language description ↓
Irma vive junto a su pequeña hija y su esposo con quien trabajan día con día para contar con todo lo necesario en el hogar. Irma es una persona muy trabajadora que cuenta con muy buenas referencias por parte de las personas debido a que siempre ha sido vista desempeñando su rol de madre y proveedora de la mejor manera y con la mejor voluntad. Irma comercializa productos de belleza como cremas, perfumes, cosméticos, joyería e implementos para la cocina y en hogar en general, ella los vende de forma ambulante y desde su hogar, brindándoles el mejor servicio a todos sus clientes ya que siempre entrega los pedidos a tiempo y así mismo dando muy buenos precios. Irma solicita un préstamo a INTEGRAL, con el cual pueda comprar mayor cantidad de cremas, perfumes, cosméticos y así mismo artículos para el hogar, de manera que sus ventas se incrementen y pueda tener un mejor negocio que le brinde mejores oportunidades en la vida de ella y de su familia.

Previous Loan Details

Irma Aracely, who is 48 years old, lives with her life partner and her daughter. She buys and sells personal products by catalog: lotions, creams, cosmetics, and hair products, among other items. She has had her little business for a number of years, and it has given her a lot of experience in… More from Irma Aracely's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 653
    View loans »
    El Salvador Loans Fundraising
  • $22,114,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Irma Aracely to buy cosmetics and household items.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2013
Listed
Feb 6, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 21, 2014
This photo was used before for a previous loan for Irma Aracely. It was first posted on Kiva on Sep, 2012. Learn More