Update on Deysi YaniraDeysi Yanira lives with her three children in her own home. She works selling bread, and offers a wide variety of bread and pastries, cakes, cookies, biscuits, and other products. She is very well known in the area because she sells the most delicious bread in town. Her business is located in an area she referred to as excellent for her business endeavor, and she feels very satisfied to see her customers leave happy. Everything she sells is top quality and her prices are affordable. Service is also excellent.
She used to sell personal products but decided to venture into selling bread, and has obtained very positive results. Deysi is a visionary woman who is very eager to achieve a more prosperous future for herself. She believes that where there is a start, there is a struggle, and that striving through that struggle she will achieve her goals. Now is her time to strive, and she wants to increase her business, but she needs capital. That is why she is requesting a loan from Integral, which will allow her to purchase wholesale bread and pastries, etc.
Deysi Yanira is very responsible and has good credit history. She is confident that she will be able to pay back her debt, and most of all, she is hopeful that she will be able to give her family a better quality of life.
Previous Loan DetailsDeysi, who is 40 years old, lives with her three children, the oldest of whom is in school while the younger two are not yet in school, Deysi works selling bread from place to place and she also sells personal products such as make-up, creams, jewelry and more which she offers through catalogs. ... More from Deysi Yanira's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
733View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Jan 29, 2013
- Feb 6, 2013
- Currency Exchange Loss:
- Feb 21, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.