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Deysi Yanira

Update on Deysi Yanira

Deysi Yanira lives with her three children in her own home. She works selling bread, and offers a wide variety of bread and pastries, cakes, cookies, biscuits, and other products. She is very well known in the area because she sells the most delicious bread in town. Her business is located in an area she referred to as excellent for her business endeavor, and she feels very satisfied to see her customers leave happy. Everything she sells is top quality and her prices are affordable. Service is also excellent.

She used to sell personal products but decided to venture into selling bread, and has obtained very positive results. Deysi is a visionary woman who is very eager to achieve a more prosperous future for herself. She believes that where there is a start, there is a struggle, and that striving through that struggle she will achieve her goals. Now is her time to strive, and she wants to increase her business, but she needs capital. That is why she is requesting a loan from Integral, which will allow her to purchase wholesale bread and pastries, etc.

Deysi Yanira is very responsible and has good credit history. She is confident that she will be able to pay back her debt, and most of all, she is hopeful that she will be able to give her family a better quality of life.
View original language description ↓
Deysi Yanira vive junto a sus tres hijos en casa propia; ella se dedica a la venta de pan y tiene en variedad, pan francés y dulce, quesadillas, salpores, pastelitos, tortas entre otros, es muy conocida en la zona pues vende el pan más exquisito del lugar, el negocio esta ubicado en una zona que califico como excelente para su actividad comercial y se siente muy satisfecha al ver que las personas se van contentas del lugar, todo lo que vende es de primera calidad, y a precios accesibles además el servicio es excelente, anteriormente comerciaba con productos de uso personal pero decidio probar suerte con la venta de pan y le ha traido muy buenos resultados; Deysi es una mujer visionaria con muchas ganas de ganarse un futuro más próspero, piensa que si tiene un comienzo tendrá la lucha y si tiene la lucha lograra la victoria, ahora está buscando la lucha y quiere acrecentar el negocio pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar pan francés y pan dulce por mayor etc. Deysi Yanira es muy responsable y con un buen record crediticio tiene confianza que podrá saldar la deuda pero sobre todo tiene esperanza que podrá darle a su familia una mejor calidad de vida.

Previous Loan Details

Deysi, who is 40 years old, lives with her three children, the oldest of whom is in school while the younger two are not yet in school, Deysi works selling bread from place to place and she also sells personal products such as make-up, creams, jewelry and more which she offers through catalogs. ... More from Deysi Yanira's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 749
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Deysi Yanira to buy bread and pastries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 6, 2013
Currency Exchange Loss:
Feb 21, 2014
This photo was used before for a previous loan for Deysi Yanira. It was first posted on Kiva on Oct, 2012. Learn More