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Hasiye is a 58-year-old woman, married with eight children. She is IDP and lives in Bilasuvar IDP Settlement. Hasiye has bred cattle and sheep for the last 20 years. She was a housewife and her husband`s salary was too low to cover the family's need, so Hasiye decided to start her business.

Hasiye usually buys small calves, raises and fattens them for 5-6 months and then resells them in the livestock market. Her monthly income is 110 AZN; this business is main source of income for her family.

Meat is in very high demand in Azerbaijan. People use it in everyday dishes like pilau and dolma. Hasiye wants to expand her business and improve the living conditions of her family. She has applied for a 2,500 AZN loan to purchase three cattle and fodder. She has already successfully completed more than five loans and is a trusted client of AqroInvest!

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 15
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Hasiye to buy three cattle and fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 11, 2013
Currency Exchange Loss:
Apr 16, 2014