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Juana Ruth
View original language description ↓
Juana lives in the neighborhood of Laurles Sur. She is 47 years old and married. Both have four children, all of whom she cares for with much love and dedication.

Ten years ago, Juana, on her own initiative, started a small business making and selling iron beds. She needs the loan to buy materials like iron and paint to make the beds. She has maintained her business through loans obtained from AFODENIC and they have helped her to get ahead. Her plans are to find a better location to sell her beds where she can have a greater fluidity of clients.

Translated from Spanish by Hugh Yarbrough, Kiva Volunteer.

Doña Juana habita en el barrio Laureles Sur, tiene 47 años de edad, es casada y ambos procrearon 4 hijos, a los cuales mantienen con mucho amor y dedicación. Desde hace 10 años

Doña Juana, con esfuerzo propio, puso un pequeño negocio de elaboración y venta de camas, las cuales están hechas de hierro. Necesita el préstamo para comprar metria prima cono hierro y pintura para elaborar las camas.

Ella ha mantenido su negocio a través de préstamos que ha hecho a AFODENIC y los cuales le han ayudado a salir adelante. Sus planes son encontrar un mejor ubicación para la venta de sus camas donde pueda tener mayor fluidez de clientes.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,079,250
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Juana Ruth purchase raw materials to make iron beds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2008
Jun 25, 2008
Currency Exchange Loss:
Aug 15, 2009